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Vertical vs Horizontal AI: Why Insolvency Needs a Specialist

The Problem

AI is everywhere. From chatbots on shopping websites to tools generating essays for students, the technology has exploded into the mainstream. But in the rush to use AI, people often misunderstand what these systems are, how they differ, and what they can (and cannot) do. One of the most common misconceptions is that all AI is the same. It isn’t.

The Old Options

In the past, professionals in insolvency had a choice between doing everything manually (time-consuming and costly), or using generic software tools that were little more than glorified spreadsheets. If you wanted speed, you sacrificed accuracy. If you wanted accuracy, you sacrificed time. There was no middle ground.

Enter AI – But Not All AI Is Equal

Here’s where the distinction matters.

  • Horizontal AI models are general-purpose. Think of ChatGPT or Google Gemini. They’re trained to do a bit of everything: write about cricket, compose a love poem, summarise a legal case, or produce a shopping list. They’re wide, but shallow – brilliant generalists, but not specialists.
  • Vertical AI models, by contrast, go deep into one industry or domain. They’re trained, fine-tuned, and restricted to excel in a specific area. That’s what VAi is: a vertical model for insolvency. Ask it to explain SIP 9, draft a creditors’ letter, or help produce case strategy notes – it’s in its element. Ask it about yesterday’s England cricket score, as one mischievous user did, and it quite rightly refuses. That’s not a bug, it’s a feature, and a very, very important one.

The Internet Question

Another frequent misunderstanding is about internet access. People assume that because an AI is clever, it must be able to pull live data from the web. Last week, for instance, a user asked VAi to write an article about the latest insolvency statistics. VAi politely declined.

Why?
Because that limitation is by design. Allowing unrestricted internet access risks contaminating the carefully curated data that VAi is trained on. The internet is full of speculation, bias, and – frankly – rubbish. Feed that into a specialist insolvency AI, and you risk undermining the reliability of its outputs.

In fact, VAi’s refusal to play ball shows strength, not weakness. It demonstrates that VAi has been built to protect integrity, accuracy, and trustworthiness. If you want gossip and hot takes, ask a horizontal AI. If you want insolvency-specific accuracy that you can use in a professional setting, ask VAi.

Conclusion and Call to Action

So, next time you hear someone say, ‘Why doesn’t this or that know this?’ or ‘Why can’t it just Google that?’, remember: the best professional tools are designed to protect you from noise, not throw more of it at you. VAi is vertical, focused, and built for users who value speed, accuracy, and professional-grade outputs.

If you’d like to see what a properly built insolvency AI can do for your practice, call me on 07813 102014 or email me at paul@vaisolutions.co.uk.

Because in AI, as in insolvency, depth beats breadth every time.

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